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诸论口诀
看子平之法，专论财官，以月上财官为紧要。发觉在于日时，要消详于强弱，论官星不论格局，论格局不论官星。入格者，非富即贵。不入格者，非夭即贫。官怕伤，财怕劫。印绶见财，愈多愈灾。伤官见官，为祸百端。若非疾病伤躯，必当官讼囚紧。子丧妻伤，伤官见官。元有者重，元无者轻。伤官见官，重则遭祸，轻则刑责。伤宫见官，心地勾曲，诡谪多诈。傲物气高，常以天下之人不如已。贵人惮之，小人恶之。伤官用财者富，伤官劫财者贫。年上伤官，富贵不久。月上伤官，父母不完。日上伤官，难为妻妾，时上伤官，子孙无传。岁月伤官劫财，生于贫贱之家，日下时中有财官，先贫后富。岁月财官印绶，生于富贵之家，故日时伤官劫财。先富后贫，伤损子息，无晚福，故伤官见官。
官煞混杂，为人好色多*，作事小巧寒贱。乙木巳上为太乙，亥上登明，男好色，女*滥。官煞混杂，有财者吉，无财印者凶。但看财命有气，纵背禄而不穷。财绝命衰，纵建禄而不富。劫财败财，心高下贱。见者主贪婪，鬼中逢官须逼迫，彼克我兮贵，我克彼兮富。彼生我兮以仗母力，长我精神。我生彼兮；常怀逼迫。财入月令，勤俭悭吝。柱有劫财比刃多者，刑父伤妻，不聚财也。路伎商贾，须观落地之财。宰相须看得时，正禄七煞集重。走遍他乡之客，伤官劫财，瞒心负赖之徒。重犯财官者贵，重犯亡神者夭。七煞宜制，独立为强。明煞合去，五行和气春风。暗煞合来，刑伤害已。时煞喜冲喜刃，无制女多产厄。男犯刑名，二德无破，女必贤良，男多忠孝。伤官用印，去财方可驰名。伤官用财、伤官处须当发福。入格清奇者富，入格不成者贫。一格二格，非卿即相。三格四格，财官不纯。非隶卒多是九流，六阴朝阳，季月只作印看。吉神惟怕破害，凶神不喜刑冲。财官印食。定显慈祥之德。伤官劫刃，难逃贪恶之名。
冲而无合，乃漂流之徒。六壬趋艮，逢亥月者贫。马落空亡，操心落魄之人。离祖月令逢冲过，房煞带三刑。母明父暗，多是偷生。财印偏官，庶出已定。干头灭裂。冉伯牛怨于苍天。时中冲刑，难免卜商丧子之叹。刑多者为人不义，合多者疏亦皆亲。合多主晦，冲多主凶。辰多好斗，戌多好讼。辰戌魁罡，多凶少吉。时日空亡，难为妻子。郊驰驿马，别土离乡。食神生旺，胜似财官。顺食者食前方丈，倒食者箪食豆羹。食衰枭旺，不死也灾。水润下兮，文学显达。土稼穑兮，富贵经商。金水双清而为道，火土混浊而为僧。子午最嫌已亥，卯酉切忌寅申。巳入亥宫，见阴木终为损寿。时逢丙寅，则冠带簪缕。五行绝处，即是胎元。生日逢之，名曰受气。此者有十日，甲申、乙酉、庚寅、辛卯、壬午、癸未、两子、丁丑、戊午、已丑。八字须不入格，富贵亦是盈余。另有福德，秀气盈有，天神地祇。论化之格，化之真者，名公巨卿。化之假者，孤儿异姓。逢龙即变化，飞龙在天，利见大人。又有冬逢炎热，夏草遭霜，阴鼠栖水，神龟宿火，有合无合，后学难知。得一分三，前贤不载。且夫论格局者，明有定例。撮口诀者，略夫一二。当谓诸贤经旨，无合取用。庶可易通，道合无穷，学无止法。经云：更能绝虑忘思，鉴命无差无误矣。
年为社基犯伤官则需贡不久，月为友为兄弟犯伤官父母不全，日为本主犯伤官则伤要妾，时为子女犯伤官则子无传，伤官有犯者，亦官贵子孙日泪者，其法要有制伏，若只火土不居之，不可拘此而论，全在活法。杀乃恶神也，要制伏为吉，宜见一位，故曰独立为强，重见则多亦不利也。冉伯牛孔子弟子，悲疾孔子伤之曰斯人也而有斯疾也
Overall Interpretation
The core of the Zi Ping Eight Characters method lies in analyzing the Wealth Star and the Official Star, with those in the Monthly Pillar being particularly crucial. The trajectory of one's life is reflected in the Daily and Hourly Pillars, requiring careful assessment of the waxing and waning of the Five Elements. When evaluating fate, the focus is either on the characteristics of the Official Star or on the pattern combinations—those with successful patterns often attain wealth or nobility, while those without tend to face poverty and adversity.
The Official Star fears suppression by the Injury Officer, and the Wealth Star fears division by the Rob Wealth. When the Seal encounters the Wealth Star, the more frequent the encounter, the more likely disasters will arise; when the Injury Officer meets the Direct Officer, troubles abound, ranging from legal disputes to severe outcomes like illness, disability, or the loss of family. If the original configuration already includes Injury Officer meeting Direct Officer, the issues are more severe; if not, the impact is milder. Those with Injury Officer meeting Direct Officer often have twisted thoughts, pride, and arrogance, believing others inferior, and are prone to being alienated by nobles and disliked by petty people.
Injury Officer paired with Wealth Star can lead to wealth, while Injury Officer meeting Rob Wealth results in poverty. Injury Officer in the Year Pillar: wealth and nobility are hard to sustain; in the Monthly Pillar: weak bonds with parents or incomplete family legacy; in the Daily Pillar: strained spousal relationships; in the Hourly Pillar: unstable inheritance for descendants. Injury Officer and Rob Wealth in the Year and Monthly Pillars often indicate a humble origin; Wealth and Official Stars in the Daily and Hourly Pillars suggest rising from poverty to wealth. Wealth, Official, and Seal stars in the Year and Monthly Pillars often denote birth into a wealthy and noble family; Injury Officer and Rob Wealth in the Daily and Hourly Pillars indicate a decline from wealth to poverty, with weak descendants and little blessings in old age.
Those with mixed Direct Officer and Seven Killings are often lustful and petty in behavior. When Yi Wood encounters Si (Tai Yi) and Hai (Deng Ming), men tend to be lustful, and women prone to indulgence. When Direct Officer and Seven Killings are mixed, the presence of a Wealth Star can turn things auspicious, while the absence of Wealth or Seal often leads to misfortune. As long as the Wealth Star and one’s foundation have energy, even temporary setbacks will not lead to poverty; if Wealth is exhausted and life force weak, even favorable circumstances will not bring wealth.
Those with many Rob Wealth stars are ambitious yet hold low status, often exhibiting greed. When the Official Star restrains me, it brings nobility; when I restrain the Wealth Star, it brings wealth. When others generate me, it is like receiving maternal support and spiritual uplift; when I generate others, it often feels like pressure and coercion. Those with the Wealth Star in the Monthly Command are diligent and frugal, even stingy; those with many Rob Wealth and Comparable stars are prone to punishing the father, harming the wife, and struggling to accumulate wealth.
Merchants must observe the运势 of Partial Wealth; high-ranking officials must observe the timely Direct Emolument. Multiple Seven Killings indicate a wanderer; combinations of Injury Officer and Rob Wealth often signify treachery. Those with repeated Wealth and Official Stars can achieve nobility; those with repeated Death Spirits are prone to premature death. Seven Killings should be controlled; a single controlled Killing反而 signifies strength. An openly combined Killing is as gentle as a spring breeze; a secretly combined Killing brings harm to oneself. The Hourly Killing favors冲合 and blade control; lack of control leads to childbirth disasters for women and legal disputes for men.
Those with unbroken Virtues of Heaven and Moon are virtuous women and loyal, filial men. Injury Officer paired with Seal requires the removal of Wealth to achieve fame; Injury Officer using Wealth can bring prosperity. Those with pure and extraordinary patterns attain wealth; those with failed patterns face poverty. One or two pure patterns can lead to high ministerial positions; three or four mixed patterns often indicate lowly occupations. The Six Yin Facing Yang pattern in the final month is only viewed as a Seal. Auspicious gods fear damage and harm; inauspicious gods dislike punishment and冲.
Wealth, Official, Seal, and Food stars reveal kindness and virtue; Injury Officer, Rob Wealth, and Blade inevitably bring greed and notoriety. Those with冲but no合are wanderers; Six Ren Tend to Gen encountering Hai month brings poverty; empty亡 Horse of Travel leads to anxiety and落魄. Monthly Command with冲and Three Punishments indicates leaving one’s homeland for development; Partial Wealth, Seal, and Partial Official often denote illegitimate birth; severe damage to stems and branches leads to怨天忧人like Ran Boniu;冲and punishment in the Hourly Pillar inevitably bring the sorrow of losing children like Bu Shang.
Many punishments indicate lack of righteousness; many合indicate broad social connections but emotional detachment. Many合lead to obscurity; many冲lead to danger. Many Chen indicate combativeness; many Xu indicate litigiousness; Chen and Xu with Kuai Gang often bring more misfortune than good fortune. Empty亡in the Hourly Pillar indicates weak bonds with wife and children;冲 Horse of Travel indicates leaving one’s homeland for development. Prosperous Food God is better than Wealth and Official Stars;顺食brings wealth and nobility;倒食brings poverty; weak Food God and strong Owl bring many disasters. Water’s Moistening Down governs literary talent; Earth’s Farming and Harvest governs commerce; clear Metal and Water signify the path of Dao; turbid Fire and Earth signify the path of monks.
Zi and Wu fear encountering Si and Hai; Mao and You dislike meeting Yin and Shen. Si entering Hai palace with Yi Wood shortens lifespan; encountering Bing Yin in the hour can bring nobility. The fetal origin lies where the Five Elements are exhausted; birth on such days is called "Receiving Qi,"共有十日: Jia Shen, Yi You, Geng Yin, Xin Mao, Ren Wu, Gui Wei, Bing Zi, Ding Chou, Wu Wu, Ji Chou. Even if the Eight Characters lack a pattern, encountering these brings residual blessings. Other patterns include Virtuous秀气, Celestial and Earthly Deities, etc.
True Transformation patterns lead to high officials and nobility; false ones lead to orphanhood or foreign surnames. Encountering Chen Dragon brings change; Flying Dragon in the Sky benefits meeting great figures. Other special patterns include Winter Meeting Heat, Summer Frost on Grass, Yin鼠Dwelling in Water, Divine Turtle Lodging in Fire, etc., with合and不合being mysteriously unpredictable. The method of dividing one into three uses was not recorded by earlier sages; learners should adapt flexibly. As the classics say: Only by eliminating worries and forgetting thoughts can one evaluate fate without error.
Note: The above content is a modern interpretation based on ancient命理classics, for reference only. Destiny is determined by multiple factors, and the Eight Characters are merely one reference system in traditional culture. In modern society, personal effort, environmental factors, and时代机遇are equally important.
Please translate the above content into English, maintaining the original format and structure.