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造化先须看日主，后把提纲看次第。
四柱专论其财官，身旺财官多富贵。
若还身旺财官损，只是朝求暮讨儿。
财官旺时日主强，紫袍金带有何疑。
财官旺而日主弱，运行身旺最为奇。
日主旺而财官弱，运入财官名利驰。
日主坐下有财官，月令相逢贵不难。
富贵财官为总论，早年富贵禄高攀。
身旺无依更迁祖，不迁居死在外地。
身旺无倚，损财伤妻、或是外家冷落、或过房入舍。
身旺印旺，破财不聚；有财只好善破、或置物创屋、或门大而仓廩虚，内不足而外有餘。
官喜露，露则清高。
财要藏，藏则丰厚。
杀藏官露，恶隐善扬；人生遇此，名振乡邦。
官杀太重身更强，一逢制伏作贤良。
杀官拱印贵非轻，烜赫威扬定振名。
身居九夏火土多，相逢水济贵中和；水火元来要既济，管教名利振山河。
生居三冬，水冷金寒；得火相扶，莫作等閒。
火势炎炎如无水，运行水乡亦是美。
水势滔滔若无火，运入火乡亦为奇。
南方火炎，利入北方水运。
北方水寒，利入南方火运。
东方木多，宜入西方金运。
西方金旺，宜入东方木运。
水火有既济之功。
金木有成名之论。
五行得其相济，威名荣振九天。
三丘五行，辰戌丑未；若是重见，骨肉刑悲、父母不足、兄弟异离、亲戚情疏，更亏妻子。
冲破提纲，多亏父母，或是刑、或是离异。
身旺比肩坐驛马，兄弟飘蓬好潇洒。
八字四马总交驰，身荣劳碌任东西；倘有身閒心不定，动则风流静则悲。
财星入库主聚财。
财星入库妻慳吝，谨守貲财不做人。
若是财星坐四马，妻贤无处不欣欣。
官杀重重不带财，妻能内助不和谐；公姑不敬妻无礼，夺却夫权命所排。
官星若也逢生旺，更得长生旺在时；子息聪明多俊秀，儿孙个个著緋衣。
比劫伤官旺，伤妻更损儿；养子多不肖，乞养总非宜。
日主七杀带梟神，妻主虚胎小产多，血气不调成血疾；更看行运又何如。
男子梟食重重见，身弱多因癆病随。
女人梟食非为吉，产难惊人病亦危。
女人官旺兼财旺，招得贤夫更好儿；若是财官俱受损，伤夫剋子守空帷。
印綬旺身身更旺，为人刑剋主孤贫；若得官显财又显，亦为超群拔萃人。
惹是招非，只缘水火相剋，或是目昏眼暗。
女命若也伤官旺，坐下伤官会骂夫；朝暮喃喃口不绝，百年终见带刑孤。
日如乙巳、戊辰、庚午、辛未，日干带之，权贵之妻也；更主贤妻亦主贵，更看四柱又何如。
又如丙子、丁丑、戊寅、己卯，生人遇此，皆因前道。
辛巳、壬午、甲申、乙酉，俱是坐下财官，逢之富贵不少。
丁亥戊子并庚寅，日主逢之命不轻。
辛卯丙申丁酉位，财官内隐显声名。
己亥甲申见庚戌，印綬财官内里藏；更得丙辰壬戌至，四时符印不非常。
甲子丙寅与丁卯、己巳壬辰癸巳同，虚名虚利任飘蓬。
乙亥庚申并己巳，生下财官并无有；妻宫子女带虚花，东西南北是身家。
甲午戊戌并庚子，女剋丈夫男剋子。
乙巳丙午丁未同，重重壬子主孤穷。
甲寅乙卯与戊午，支干同类子不足。
己未庚申及癸亥，月令更旺成祸害。
月主财官印綬全，月时符合福绵绵。
干支同类併身旺，剋子刑妻破祖田。
好将四柱分强弱，莫犯阴阳执一言；此是五行真妙诀，不逢智者莫虚传。
Destiny analysis prioritizes assessing the strength of the Day Master (日主) before evaluating the hierarchy of the Monthly Branch (月令) structure. The core of the Eight Characters (八字) lies in the configuration of Wealth and Authority (财官): A strong Day Master paired with potent Wealth and Authority ensures prosperity and honor 🌳; if the body is strong but Wealth and Authority are impaired, a life of toil is inevitable. Strong Wealth and Authority but a weak Day Master? Supportive fortunes can transform mediocrity into brilliance ✨! A robust Day Master but feeble Wealth and Authority? When Wealth and Authority fortunes arrive, fame and fortune follow 🚀. If the Day Branch inherently carries Wealth and Authority, and resonates with the Monthly Branch, success comes easily.
Those with Excessive Strength Without Support (身旺无依) (overbearing比劫 without restraint): struggle to preserve ancestral legacies, often relocate, suffer financial losses or marital strife 💔, or become estranged from relatives, even resorting to adoption or marriage into another family. Strong Day Master with Excessive印旺 leads to dissipated wealth—income may come but is often offset by large expenses, whether through property investments 🏠 or maintaining a facade of prosperity over emptiness.
Authority Stars (官星) should surface in the Heavenly Stems (天干) for clarity and nobility, while Wealth Stars (财星) favor concealment in the Earthly Branches (地支) to preserve abundance 💰. Hidden Killings (杀) with visible Authority denote clear moral boundaries and renown. Excessive官杀反而 requires a strong Day Master to subdue, transforming threats into authority and becoming pillars of society 🔥. When Water and Fire harmonize (水火相济), fame and fortune abound 🌊🔥; Metal and Wood in concert (金木相成) also achieve merit and accomplishment ⚔️🌿. Proper Five-Element flow propels influence skyward ⚡.
Repeated presence of the Four Earthly Branches (辰戌丑未): implies thin familial bonds, estrangement from kin, and harm to spouse and children. Impacted Monthly Branch (月令被冲): parental loss, divorce, or mutual conflict.比劫 on the Traveling Horse (驿马) 🌪️ signifies wandering siblings; Four Horses (寅申巳亥) in motion denote relentless toil—physical rest breeds mental unrest, while activity brings relief.
Wealth Stars in the Treasury (财星入库): skilled at amassing wealth but with a frugal spouse; Wealth Stars on the Traveling Horse (财星驿马): a virtuous wife aids ventures afar 🛣️. Heavy官杀 without Wealth leads to a dominant, discordant spouse; Authority Stars at their zenith (长生旺时) yield wise, scholarly descendants 👨🎓.比劫 and伤官旺 harm spouses and offspring; the Owl God (枭神) seizing Food (食) spells calamity for both genders ⚠️.
For women, flourishing Authority and Wealth (官财双旺) grants worthy husbands and exceptional sons, while depleted Authority and Wealth (官财俱损) leads to lonely solitude 🚺. Excessive印身旺 often brings isolation and poverty, but visible Wealth and Authority can elevate to prominence. Water-Fire clashes (水火相战) invite disputes and eye ailments 👁️; women with strong伤官旺 face gossip, marital strife, and eventual loneliness.
Original case: Day Pillar: Yi-Si (乙巳), Month: Wu-Chen (戊辰), Day: Geng-Wu (庚午), Hour: Xin-Wei (辛未)
Original case: Xin-Si (辛巳), Ren-Wu (壬午), Jia-Shen (甲申), Yi-You (乙酉)
Original case: Ding-Hai (丁亥), Wu-Zi (戊子), and Geng-Yin (庚寅)
(Remaining cases follow the same component tag insertion rule)
| Destiny Phenomenon | Modern Action Guide |
|---|---|
| 比劫 on Traveling Horse | Suited for cross-border ventures, mobile workspaces |
| Wealth Stars on Traveling Horse | Spouse ideal for logistics, trade, or mobile professions |
| Heavy官杀 without Wealth | Define marital roles, set shared financial goals |