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凡人性情善恶，只因格局安排。木主仁，水主智，金主义，火主礼，土主信。木盛者温良恭俭，土薄者妄语虚谈，戊己盛朋友有信，丙丁旺作事无成。水泛木浮，漂荡无依。火烈金熔，淹留有著。金木交战仁义少，水火递互是非多。四柱带合，见人面谈非常。冲破无恒，开口言人不义。合多贵众，和公散事之人。死绝休囚，归魂黑狱之辈。六害虚耗，奴仆来来往往。四柱刑冲，兄弟是是非非。
Overall Paraphrased Translation
Human tendencies toward good and evil are primarily determined by the configuration of the Five Elements in one's destiny chart 🌿. Each of the Five Elements possesses distinct characteristics: Wood represents benevolence 🌱, Water signifies wisdom 🌊, Metal embodies righteousness ⚔️, Fire stands for propriety 🔥, and Earth denotes trustworthiness ⛰️. Individuals with strong Wood energy tend to be gentle, kind, humble, and frugal; those with weak Earth energy are prone to empty talk and lack credibility; people with abundant戊己 Earth (Heavenly Stems) are trustworthy to friends; those with excessive丙丁 Fire (Heavenly Stems) often struggle to follow through on tasks. When Water overflows and Wood floats (excessive Water causing Wood to drift), it symbolizes a life of instability and lack of support; when Fire rages and Metal melts (excessive Fire melting Metal), it represents hardship in life but with underlying resilience. Conflict between Metal and Wood (Metal-Wood clash) often indicates a lack of benevolence and righteousness; alternating clashes between Water and Fire (Water-Fire mutual restraint) tend to invite disputes and gossip. Individuals with numerous combinations (合) in their Four Pillars are skilled in social interactions and easily connect with others; those with冲破 (clash and break) in the Earthly Branches without restraint lack perseverance and are critical of others. People with multiple天乙贵人 (Heavenly Virtue Stars) and combination configurations are talented in mediation and public relations; those with a日主 (Day Master) in a state of death, extinction, or休囚 (exhaustion) without rescue are prone to negativity and isolation. The presence of六害 (Six Harms) and虚耗 (Energy-Draining)神煞 (mystical stars) in the destiny chart often leads to frequent turnover among subordinates or servants; numerous刑冲 (punishments and clashes) in the Four Pillars indicate constant disputes among siblings.
Personality formation is not accidental but an external manifestation of the interactions among the Five Elements' energies in one's destiny chart. By analyzing the strength, growth, restraint, combination, and clash relationships of the Five Elements in the八字 (Eight Characters), one can gain insight into an individual's basic dispositional tendencies and behavioral patterns.
Personality is influenced by both innate destiny and后天 (acquired) environmental factors. The八字 reveals potential tendencies rather than absolute fate. True wisdom lies in recognizing these tendencies and achieving an ideal state of "balance and harmony" through self-cultivation.
Contemporary psychological studies have found correlations between birth seasons and personality (e.g., winter-born individuals are more susceptible to seasonal depression), which aligns with the八字 theory of Five Elements varying with seasons. However, more empirical research is needed for validation.