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德胜才者，局合君子之风；才胜德者，用显多能之象。
原注：清和平顺，主辅得宜，所合者皆正神，所用者皆正气，不必节外生枝，不必弄假成真，财官喜神，皆是以了其生平；不生贪恋之心，度量宽宏，施为必正，皆君子之风也。财薄而身旺足以贪之，官轻而心志必从而求之，混浊被害，主弱辅强，争合邪神，三四用神，心事奸贪，作事侥幸，皆为多能之象。大率阳在内，阴在外，不激不亢者为德胜才，如丙寅戊辰月日，己卯癸卯年时者是；阳在外，阴在内，畏势趋利者，为才胜德，如己卯己巳月日，丙寅戊寅年时者是。
任氏曰：善恶邪正，不外五行之理；君子小人，不离四柱之情。阳气动辟，光亨之义可观；阴气静翕，包含之理斯奥。和平纯粹，格正局清，不争不妒，合去者皆偏气，化出者皆正神，喜官而财能生官，喜财而官能制劫，忌印而财能坏印，喜印而官能生印，阳盛阴衰，阳气为权，所用者皆阳气，所喜者皆阳类，无骄谄于上下，皆君子之风也。偏气杂乱，舍弱用强，多争多合，合去者皆正气，化出者皆邪神，喜官而临劫地，喜财而居印位，忌印而官星生印，喜印而财星坏印，阴盛阳衰，阴气当权，所用者皆阴气，所喜者皆阴类，趋势财于左右，皆多能之象也。然得气势和平，用神分明，施为亦必正矣。
癸酉 戊午 庚寅 丁丑
丁巳 丙辰 乙卯 甲寅 癸丑 壬子
庚金生于仲夏，正官得禄，年时酉丑通根，正得中和之气。寅午财官拱合，财不坏印，官能生印，财官印三字，生化不悖，癸从戊合，去其阴浊之气，所以品行端方，恒存古道。早游泮水，训蒙自守；丁酉登科，后挑知县不赴，情愿就教，安贫乐道。有人言其小就者，片曰：功名者，非掇巍科登高位而为功名也，功成名自著，况吾无经济材，就教职不悉衣食不敷，吾行吾志，不负君父之恩足矣！
丙寅 庚子 己亥 甲戌
辛丑 壬寅 癸卯 甲辰 乙巳 丙午
己土生于仲冬，寒湿之体，水冷木凋，庚金又克木生水，似乎混浊。妙在年干透丙，一阳解冻，冬日可暖，去庚金之浊，不特己喜其和暖，而甲木亦喜其发荣；更妙戌时燥土，砥定泛浊之水，培其凋枯之木，而日主根元亦固。况甲己为中和之合，故处世端方，恒存古道，廉恭和厚，有古君子之风；微嫌水势太旺，功名不过禀贡。
丙戌 辛丑 己卯 甲子
壬寅 癸卯 甲辰 乙巳 丙午 丁未
此造水冷金寒，土冻木凋，得年干透丙，一阳解冻，似乎佳美。第丙辛合而化水，以阳变阴，反增寒湿之气。阳正之象反为阴邪之类，故其为人贪婪无厌，奸谋百出，趋财奉势，见富贵而生谄容，势利骄矜。所谓多能之象也。
A person whose virtue surpasses talent has a destiny configuration as open and upright as a nobleman; one whose talent outweighs virtue reveals traits of shrewdness and versatility.
✅ Characteristics of Virtue Surpassing Talent:
The Five Elements are clear and harmonious, with favorable deities well-matched. The configurations embody righteous energies (e.g., proper authority, proper influence). No need for pretense—wealth and official stars are pure, reflecting a life of indifference to fame and fortune, magnanimity, and integrity, with actions as bright as daylight 🌟.
❌ Characteristics of Talent Outweighing Virtue:
Strong self but greedy for petty gains; weak authority yet scheming for power. The Five Elements are turbid, with conflicting favorable deities (e.g., competitive wealth, multiple adverse deities). Such individuals often harbor deceitful and opportunistic tendencies, skilled at manipulating circumstances for gain ⚠️.
Case Evidence
- Virtue Over Talent: Inner yang (e.g., Fire 🔥), outer yin (e.g., Water 🌊), neither extreme nor timid—e.g., the combination Bing Yin, Wu Chen (month/day) + Ji Mao, Gui Mao (year/hour).
- Talent Over Virtue: Inner yin (e.g., Earth ⛰️), outer yang (e.g., Fire 🔥), obsequious to the strong—e.g., Ji Mao, Ji Si (month/day) + Bing Yin, Wu Yin (year/hour).
Original Configuration: Gui You, Wu Wu, Geng Yin, Ding Chou
Life Summary: Geng Metal born in Wu Fire month, authority well-positioned. You-Chou alloy secures roots; Yin-Wu Fire generates Earth, ensuring smooth flow of wealth, authority, and influence. Gui Water 🌊 merges with Wu Earth, purging turbidity—a character of integrity. Early years spent teaching with conviction; after passing imperial exams, declined a magistrate post to remain a humble educator, content in poverty.
Core Idea: Achievement isn’t about high status but "acting with a clear conscience."
Original Configuration: Bing Yin, Geng Zi, Ji Hai, Jia Xu
Analysis: Ji Earth ⛰️ born in Zi Water month (frozen Earth), saved by Bing Fire 🔥 warming the configuration. Xu Earth stabilizes Water. Jia-Ji Earth harmonizes—a modest, archaic demeanor. Yet, excessive Water limits success to minor scholarly recognition.
Original Configuration: Bing Xu, Xin Chou, Ji Mao, Jia Zi
Critical Flaw: Bing Fire 🔥 merges with Xin Metal into Water 🌊 (yang to yin), increasing cold dampness. Yin dominance corrupts favorable deities—a greedy, flattering nature, adept at scheming but devoid of principle.
The essence of "nobleman conduct" is unity of inner order (Five Elements flow) and outer action (non-competition). Modern equivalent: building a stable core value system (clear favorable deities), unswayed by environmental turbidity (material temptations).
| Concepts | Further Reading |
|---|---|
| Righteous vs. Partial Qi | Yuan Hai Zi Ping: On Righteous Authority |
| Yang Virtue, Yin Punishment | Qiong Tong Bao Jian: Yin-Yang Chapter |
| Favorable Deity Clarity/Turbidity | Shen Feng Tong Kao: Illness-Remedy Theory |
| Modern Studies | Liang Xiangrun’s Zi Ping Fundamentals on societal reflections of configuration clarity/turbidity |