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《纂要》云：如甲日见己巳时，乃专财格，最喜见财官旺乡，发福发贵，不宜见比劫分夺。故歌曰：日时秀气最难寻，甲日己时福众临。惟怕从肩分夺去，资财成败是非侵。此即时马格，名异而理同。
如庚辛日生寅卯时，壬癸日生巳午时，丙丁时，丙丁日生申酉时，戊己日生亥子时，皆专财格。《格解》所收古歌，与《纂要》辞异而旨同，但所收旧注解牵强不可从。
According to Compiled Essentials: When the Day Master Jia meets the Hour Pillar Jisi 🌱, the Special Wealth Pattern is formed. This pattern favors encountering prosperous wealth and official star运势, leading to great fortune and prosperity 🔥. However, it is unfavorable to encounter比肩 (comparable肩) or劫财 (robbing wealth), as this may lead to financial loss and disputes 🌪️.
The ancients summarized it in a verse: The elegance of the day and hour pillars is most rare; those born on a Jia day meeting a Ji hour enjoy deep blessings. The only fear is brothers and friends (比劫) seizing wealth, resulting in financial ruin and entanglements in disputes. This pattern is also known as the "Hour Horse Pattern," with a different name but the same underlying principle.
Similar patterns include:
The ancient verses recorded in Pattern Explanations align in meaning with Compiled Essentials, though some outdated annotations are far-fetched and not recommended for use.
The essence of the Special Wealth Pattern lies in the wealth star of the hour pillar being well-positioned and pure, forming an energy structure where "the Day Master and wealth star are closely aligned." The key is to protect the wealth star from being seized and to leverage the official star (a restraining force) to safeguard wealth.
If the birth chart forms the Special Wealth Pattern:
If encountering比劫运势:
The Special Wealth Pattern reveals the deeper principle that "timely wealth" requires "timely official protection"—wealth not only demands opportunities for acquisition but also wisdom and systemic safeguards for preservation. This aligns with the importance of "property protection systems" in modern economics for economic development.
Contemporary studies in metaphysics have found that individuals who successfully embody the Special Wealth Pattern often appear in cyclical industries (e.g., real estate, commodities), with their wealth accumulation showing significant correlation with macroeconomic cycles. This validates the classical assertion that "prosperous wealth and official star运势 bring fortune."