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Chapter 14 of 50
基础知识
This installment continues the discussion of Indirect Wealth, one of the Ten Gods. In the Direct Wealth chapter, we explained that "Overcoming" (克) represents what the native seeks to acquire and control. Direct Wealth differs from the Day Master in yin-yang nature—opposites attract—and is the "righteous path to wealth." Indirect Wealth, however, shares the same yin-yang polarity as the Day Master—like poles repel—much like two men struggling to share one room, or two women finding it difficult to live together long-term. Therefore, although Indirect Wealth also represents what the native desires to obtain (because it likewise involves "Overcoming"), it is not possessed permanently, embodying a non-orthodox, non-conventional quality. Grasp this underlying logic, and everything that follows becomes much easier to understand.
Direct Wealth is earned through hard work, but Indirect Wealth is not. Obtaining Indirect Wealth requires no effort, no strong Day Master, and no particular aptitude. For instance, finding money on the street requires only luck, not work ability; winning the lottery is likewise pure chance. Thus Indirect Wealth carries no hard requirement regarding the strength or weakness of the Day Master. If a comparison must be made, Indirect Wealth actually prefers a weak Day Master more than Direct Wealth does. Why? Because Indirect Wealth is "the wealth of the masses"—not wealth that rightfully falls within the native's due share. Take the lottery as an example: if the native has a strong Day Master, it means the Brothers and Rob Wealth stars are also strong, competition is high, and the odds of winning are actually lower. From this perspective, Indirect Wealth does not favor a strong Day Master the way Direct Wealth does; rather, it prefers a weaker one.
Indirect Wealth is the wealth of the masses and can be obtained without hard work, so those with prominent Indirect Wealth tend to be generous with their spending. Money that comes easily is spent casually. When you spend hard-earned wages, strong emotional resistance arises—you feel reluctant. But money from a lottery win? Spending it feels much more liberating. That is the meaning of Indirect Wealth's "generosity." Its derived positive traits include: bold magnanimity, willingness to help others, valuing righteousness over material wealth, and good social rapport. Negative manifestations include: excessive concern with face, love of grandeur, lack of thrift, extravagance and waste, and a penchant for luxury goods.
Not only do those with Indirect Wealth spend money lavishly—they are equally "generous" in matters of the heart. Just substitute "money" with "affection" and it becomes clear. Just as they don't hoard spending, they don't stint on emotional investment either. Therefore, people with Indirect Wealth in their charts lead richer emotional lives and have greater appeal to the opposite sex. In male charts, the Indirect Wealth star represents women other than the wife—such as mistresses or girlfriends. In female charts, Indirect Wealth generates Indirect Officer (the "unofficial husband") and can likewise represent boyfriends or lovers. In summary, those with abundant Indirect Wealth, regardless of gender, have a much higher probability of infidelity than those with little Indirect Wealth—because opportunities are plentiful. If the chart combination is even slightly unfavorable, emotional overindulgence can easily follow.
Those with abundant Indirect Wealth don't just have better luck with the opposite sex—they enjoy strong rapport with the same sex as well. Compared with Direct Wealth's steadiness and reserve, Indirect Wealth is more outgoing and generous, better received, and reveals stronger social capabilities.
In the realm of the Six Relations, Indirect Wealth also represents the father.
The above covers the initial meanings and symbolic correspondences of Indirect Wealth, provided for study and reference.
The essential characteristic of Indirect Wealth is "Overcoming with Repulsion"—it is likewise something the Day Master overcomes and desires to obtain, yet because it shares the same polarity, an inherent repulsion exists. This paradox determines Indirect Wealth's duality:
From this stems the core imagery of Indirect Wealth: windfall gain, collective wealth, and wealth beyond one's rightful share. Unlike Direct Wealth, it doesn't require sustained effort to acquire; it relies more on opportunity, luck, and social networks.
Another critical distinction is: Indirect Wealth prefers a weak Day Master over a strong one. This is a point that often confuses beginners. Direct Wealth represents stable income and requires a strong Day Master to bear it; Indirect Wealth represents unexpected gain—fewer competitors means it's easier to "get a share of the pie." In the context of Indirect Wealth, a weak Day Master actually becomes a kind of advantage—"silently amassing fortune."
In contemporary society, the symbolic meanings of Indirect Wealth map onto very concrete scenarios:
| Indirect Wealth Imagery | Modern Equivalent Scenarios |
|---|---|
| Money found on the street | Unexpected income, platform red packets, insurance payouts |
| Lottery winnings | Sweepstakes, investment windfalls, short-term crypto gains |
| Collective wealth | Crowdfunding, allocation of public resources, platform traffic dividends |
| Mistress/girlfriend | Informal relationships, ambiguous connections, extramarital entanglements |
| Father | Father figure, male elder, mentor-type personality |
The "generous" nature of Indirect Wealth people often manifests in the modern workplace as: ⚡ a social personality that excels at opening doors—ideal for people-facing professions like sales, marketing, PR, and business development. Their cost awareness is relatively weak, and "big in, big out" is the norm when it comes to cash flow management.
The point about "rich emotional life" must be dialectically viewed in the modern context: those with strong Indirect Wealth do indeed tend to attract more attention from the opposite sex, but this does not equate to inevitable infidelity. Boundary awareness and self-discipline in modern relationships are equally important variables. What astrology provides is a tendency of probability, not a deterministic conclusion.
The "same-polarity repulsion" of Indirect Wealth is a highly charged philosophical proposition: that which you desperately strive to obtain is precisely that which repels your very nature. This suggests a fundamental human dilemma—the more "unentitled" the wealth or the romance, the harder it is to truly possess. Win it, and you cannot hold onto it.
On a deeper level, Indirect Wealth represents the convergence of contingency and necessity. Direct Wealth is the "seed-and-harvest" model with a clearly defined chain of causation; Indirect Wealth is like fate's casually tossed dice—unpredictable, uncontrollable. Laozi observed, "Rare goods lure people astray." The philosophical reminder of Indirect Wealth is this: fixation on the uncontrollable is its own form of depletion.
The design of "weak Day Master prefers Indirect Wealth" is also fascinating: the weak don't contend, yet advantage comes to them. This quietly aligns with the Daoist teaching that "softness conquers strength." In an era where everyone is locked in hyper-competition, the wisdom of Indirect Wealth is precisely—sometimes, by competing less and going with the flow more, you are better positioned to receive the fortune that comes your way uninvited.
Related Concepts
Further Reading
Contemporary Research
Modern Bazi scholars approach the contemporary interpretation of Indirect Wealth largely through the lens of behavioral economics—the "mental accounting" theory elegantly explains the spending differences between Indirect and Direct Wealth: people hold different psychological accounts for "windfall gains" (Indirect Wealth) versus "earned income" (Direct Wealth). The former is far more easily squandered, which closely matches the astrological judgment that "Indirect Wealth is lavish." Additionally, some scholars connect Indirect Wealth's "weak Day Master preference" to risk decision-making theory, arguing that those with strong Indirect Wealth and a weak Day Master are more inclined toward high-volatility, uncertain-expectation choices, which in complex systems (such as the stock market or crypto) may yield above-average returns.